Nak Beli Rumah Siap Atau Dalam Pembinaan?

Nak Beli Rumah Siap Atau Dalam Pembinaan? | Should We Consider Under Construction Or Sub-Sale Property? Tidak kisahlah korang pertama kali membeli rumah atau sudah ada beberapa buah rumah sebelum ini, korang akan akui proses membeli rumah idaman bukanlah satu proses yang mudah. Bukan sahaja di Malaysia malah di mana mana Negara sekalipun di seluruh dunia ianya agak rumit. Tapi ianya memberi satu pengalaman yang berharga pada kita tidak kisahlah ianya untuk pembelian rumah sendiri atau pelaburan masa hadapan. Ianya memerlukan usaha yang diligence and dedication lebih lebih lagi nilai  rumah itu yang agak tinggi. Dengan teknologi sekarang, ianya lebih mudah untuk tentukan harga rumah menggunakan carian online dengan keywords yang betul seperti kuching house for sale, yang mana ianya merupakan carian berasaskan lokasi. So Nak Beli Rumah Siap Atau Dalam Pembinaan?

Sebelum korang buat satu satu keputusan untuk memilih rumah idaman, korang perlulah memilih yang bersesuaian dengan lifestyle kehidupan korang dan juga yang penting kemampuan kewangan korang. Kalau idamkan rumah banglo tapi kewangan hanya cukup cukup makan, ianya agak mustahil untuk korang kan?. Dan ianya 2 faktor utama yang korang boleh pilih antara membeli rumah yang masih dalam pembinaan atau sudah siap.. Korang boleh membuat keputusan yang terbaik dalam menimbangkan pilihan tersebut dengan mencarinya di PropertyGuru. Korang pula sepatutnya tidak perlulah terburu buru untuk memilih salah satu 2 jenis rumah ini tanpa mengetahui kemampuan korang. Kalau korang membeli tanpa panduan dan info yang betul, kemungkinan korang akan membeli rumah yang tidak standing dengan harga rumah atau rumah yang tidak berkualiti. Rugi kan? 

So, antara rumah yang masih dalam pembinaan atau rumah sedia siap, apa pilihan korang? Disini, cik en nak kongsi beberapa fakta mengenai 2 jenis ini yang ada di Malaysia

The method which is also referred to as "sell and build" concept has built a solid foundation in the Malaysian real estate market. Under this concept, the developers sell the property before the actual construction of the project begins. The buyers will remain anxious as they anticipate getting the best house at the end of the construction period. It is a matter of hoping for the best. Once a project has been completed, you may be lucky to get something that is worth the money that you paid. 

Under construction is a very popular among house buyers because of the many goodies that come with it. You may be lucky to enjoy some discount and other freebies that the developer has offered. It has its share of bright and dark sides. 

Pros for Under Construction 

1. Appreciation of value 

As the days go by, the value of real estate property in Malaysia keeps going up. In fact, a house is one of the fewest assets that have the highest value of appreciation. Given that you are buying the property directly from the developer, you will be able to acquire it at a lower price. Once the construction has been completed, its price will shoot up depending on the quality of the final product and the time frame that was taken. With the high rates of inflation, the price should be expected to remain high. 

2.The discounts are all yours 

You will be able to enjoy fantastic discount offers if you purchase property through under construction. The developer will be willing to sell off all the units within the shortest time possible so will look at the best methods to entice new buyers. Some of the discount offers that you can enjoy include VVIP discount, National day discount, early bird discount and many others. 

3. Benefits of being the first owner 

With this method, you will be the very first owner of the property and everything in it. The furniture and fittings will be in perfect condition. Apart from everything being good shape, you will have a peace of mind knowing that you are not cleaning after the mess of the previous occupants. 

5. You will enjoy the warranty 

The property that you are buying through under construction method comes with a warranty. This will give you protection for any liability of defect that will happen within the time that the warranty offers. 

Cons of under construction 

1. Puts you in a financial lockdown 

By buying through under construction, you will have to wait for some years till the project is completed. The worst thing is that during this time, your bank will be restricting your credit card and so as to service the loan. You won't be able to make any other significant financial move. 

2. Not sure of the final product 

You may be in the darkness about how the final product will look like. You don't know whether it will have the features that the developer proposed. You may also not be sure if other amenities such as roads, malls and schools will be developed in the area. 

3. Tests your patience 

Your virtues of patience and tolerance will be put to the test. First, you will be forced to wait for something that you are not sure about its final outlook. Even though the project comes with a warranty, the developer can take too long to respond to you in a case of defect.

A sub-sale property is purchased in the open market. You buy it from the previous owner of the house. It seems to be an easier and quicker way of acquiring a new property since most of the time you will be dealing with an individual. This does not mean that you handle all the process casually; you will still have to be extra-careful about the deal. First, you need to verify that the person selling is the real owner of the property. This can be done by searching for the property information at the office that is responsible for lands. Check if the property has any pending legal case and other controversies. Compare the pros and cons of sub-sale properties, and from there you will decide on what to do. 

Pros 

1. Your eyes won't lie 

Apart from having an instant feel of the property that you are planning to buy, you will be able to get what you see. This is unlike under property where you only have to imagine about the property. You will be able to assess the finishing, the available amenities, and the neighborhood. Making a decision on whether to buy it or not would be much easier. 

2. Move in faster 

You won't have to wait for years before you can finally move into your dream house. Once the paperwork is done, there will be no more time to waste. 

3. Saved from Hassles of construction 

Constructing a property is one of the most daunting tasks that you can do during your lifetime. Apart from failing to meet the set deadlines, you may also have to deal with the fluctuating prices of construction materials. You can also run out of money and abandon the project in the midway. Buying a sub-sale property will save you from all these stress. 

4. Quick cash flow 

In case you are purchasing the property for investment, you may start enjoying its benefits one month after the purchase. This can be possible if you rent it out and the tenants start remitting rent. 

Cons 

1. Hard to get the best property 

With sub-sale, you have a broad range of properties that are thrown at you. The process of searching for the ideal one is not easy. You will have to go through one property unit after another comparing their features and prices. Sometimes you may have to deal with many people before you settle on the property. 

2. You can end up with a low-quality property. 

You may be enticed to buy a complete house at an incredibly low price only to discover later on that it does not meet the standards that you expected. Sometimes sellers may be in a rush to dispose of their property. 

Verdict 

Buying a property involves big sums of money, and you wouldn't want to mess with the process. Regardless of the method that you choose, ensure that you have the right information that you will use during the process. In case you don't trust your instincts or you are not an expert in the matters of property, hire a good lawyer or a real estate agent to help you.

So keputusan di tangan korang, nak memilih Rumah Siap Atau Dalam Pembinaan? Jumpe next entry. Babai semua. www.nurfuzie.com